Shop with confidence
Your pre approval starts here
Know your budget before you search. We confirm your numbers, prepare your documents, compare lenders and guide you all the way to approval so you can make stronger offers.
How we help with refinancing
Rate review and negotiation
We check your current rate, compare the market, and negotiate with your lender so you pay a fair price for money.
Structure and offset optimisation
We design the loan split and offset setup to suit your cash flow so your savings work harder every day.
Consolidate and simplify
We can roll suitable debts into your home loan and simplify repayments while keeping your future plans in mind.
Switch with clear timing
We manage the refinance from start to finish with simple milestones so you know what happens and when.
Your path to better repayments
Chat and rate check
We look at your current loan, check your rate, and see if there is a better option for your goals.
Upload documents
You securely send your bank statements, ID, and recent income. We review and verify for pre assessment.
Compare and structure
We compare lenders, explain the structure, and guide you to the one that fits your needs, from rate to offset and flexibility.
Refinance with support
We prepare and submit the refinance, track milestones, and let you know when to activate redraw and close the old loan.
