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First Home Buyers Adelaide

Stop renting.
Start owning.

Most Adelaide first home buyers leave thousands on the table because they don't know what they're entitled to. We make sure that doesn't happen to you — grants, guarantees, and the right loan, sorted.

124 five-star reviews
MFPA accredited
60+ lenders
Freealways
5.0 · 124 Reviews
Jason Given and Steve Chin — Lendology mortgage brokers Adelaide
Jason Given & Steve Chin
Your Lendology brokers · Daw Park, Adelaide
The average Adelaide first home buyer misses out on $45,000+ in available grants and concessions.
Based on combined FHOG, stamp duty abolition, and LMI savings available to eligible SA buyers.
See what you qualify for
SA grants and concessions

What you are entitled to right now

South Australia has some of the most generous first home buyer incentives in the country. Most buyers don't claim everything available. We make sure you do.

$15,000
First Home Owner Grant
A $15,000 cash grant for eligible buyers purchasing or building a new home under $650,000 in SA.
$30,000+
Stamp Duty Abolished
Stamp duty has been completely abolished for eligible first home buyers purchasing a new home in SA.
5%
First Home Guarantee
Buy with as little as 5% deposit and pay zero LMI. Government-backed, limited places.

Eligibility criteria apply. Your Lendology broker confirms exactly what you qualify for.

How we work

We do not just find you a loan. We get you into your home.

Most brokers hand you a comparison table. We guide you through the whole process — from first conversation to the day you hold the keys.

01
Understand your full picture
We look at your income, savings, expenses, and goals. You will know exactly what you can borrow and what you are eligible for.
02
Maximise your grants
We confirm your FHOG eligibility, stamp duty concessions, and First Home Guarantee access — and apply for everything on your behalf.
03
Search 60+ lenders for you
We compare across major banks, credit unions, and specialist lenders to find the right loan for your first home.
04
Handle everything to settlement
Pre-approval, application, lender liaison, settlement coordination — we manage every step so you can focus on finding your home.
Your journey to ownership

From first chat to holding the keys

A proven process built specifically for Adelaide first home buyers.

1
Discovery chat
We learn your goals, income, savings, and timeline. No forms, no pressure.
2
Know your numbers
We calculate borrowing power, confirm grant eligibility, and map out your deposit requirements.
3
Compare the market
We search 60+ lenders and present your best options clearly — rate, fees, and features explained in plain English.
4
Secure pre-approval
We prepare and submit your application, and get you pre-approved so you can bid with confidence.
Real stories, real results

5.0 from 124 Google reviews

Rated five stars across the board — built on honest advice, genuine care, and outcomes that make a real difference in people's lives.

Verified Google review
"Both Steve and Jason have been amazing. They answered all our questions and linked us with a great conveyancer. Would give ten stars if we could."
TB
Talitha Budd
6 weeks ago · Adelaide, SA
★★★★★
"Refreshing to speak with someone open and honest. Advice tailored to my needs and genuinely in my best interest."
Jess Vogel
3 weeks ago
★★★★★
"Jason's expertise and unwavering support made what could have been a stressful journey feel seamless and manageable."
Dylan Daws
24 weeks ago
124
five-star Google reviews
from happy Adelaide clients
Read all reviews
Be prepared

Documents to get your application moving

Have these ready before your first chat and we can move quickly once you find the right home.

  • Proof of identity — passport or driver licence
  • Last two payslips and most recent group certificate
  • Last three months of bank statements across all accounts
  • Evidence of genuine savings held for at least three months
  • Details of any existing debts, HECS, or credit cards
Why Lendology

Why Adelaide first home buyers choose us

One broker, start to finish
Jason or Steve handles your loan personally. No handoffs, no call centres.
MFPA accredited
Jason holds the MFPA designation — one of the first four awarded in South Australia.
Free service, always
Paid by the lender at settlement. Expert advice at no cost to you.
Meet your Adelaide team

Jason and Steve are here to help

Personalised lending support across Adelaide. Book a chat and we will guide you from first questions to settlement.

Jason Given — Director and Mortgage Broker, Lendology
Jason Given
Director & Mortgage Broker
With a passion for finding solutions and a special interest in complex lending needs, Jason brings expertise and genuine empathy to every client relationship.
Steve Chin — Mortgage Broker, Lendology
Steve Chin
Mortgage Broker
With over 15 years in finance, Steve is known for going above and beyond. His mission has always been to simplify the process and get the best outcome every time.
Lendology office — 562 Goodwood Road, Daw Park Adelaide
Office
562 Goodwood Road, Daw Park SA 5041
Hours
Mon–Wed 9am–7pm · Thu–Fri 9am–5pm
Weekends by appointment
Get directions
Common questions

First home buyer FAQs

Honest answers to the questions we hear most.

Through the First Home Guarantee, eligible buyers can purchase with 5% deposit and pay zero LMI. Without a guarantee, most lenders require 10% to 20%. We confirm exactly what applies to your situation.
The FHOG is a $15,000 cash grant for eligible first home buyers purchasing or building a new home valued under $650,000 in South Australia. We confirm your eligibility and apply on your behalf.
Stamp duty has been abolished for eligible first home buyers purchasing a new home in SA — saving $30,000 or more. Existing homes may still attract stamp duty.
Yes — completely free. We are paid by the lender at settlement. Expert advice, full market comparison, and complete application support at no cost.

Ready to stop renting
and start owning?

Book a free chat with Jason or Steve. We will tell you exactly what you can borrow, what you qualify for, and what your next step is.