How much can I borrow in Brighton (SA)
Borrowing power depends on income, expenses, debts and the lender calculator. Try our borrowing power calculator then we will refine the numbers for your case.
Brighton (SA) home loans
Friendly local brokers for Brighton
Clear options and a simple plan for your next step in Brighton, South Australia — from Jetty Road cafés to the beach lifestyle. We compare many lenders and guide you from first chat to settlement.
Why choose Lendology
Tailored lending for Brighton (SA)
Choice across many lenders
We compare products to fit your goals — whether you live near Jetty Road, the Esplanade or further inland.
Local insight
Practical guidance for Brighton, Hove, Seacliff and Somerton Park buyers and owners.
Simple process
From pre‑approval through settlement each step is clear and quick — so you can get back to cafés and beach time.
Local insight
We work with buyers and owners in Brighton
Neighbourhoods we cover
Brighton • Hove • Seacliff • Somerton Park
✓
Jetty Road lifestyle
We understand the Brighton market around Jetty Road cafés, schools and transport.
✓
Support for every stage
From first home to next home to investment, we help plan each move along the coast.
✓
After‑settlement care
We check in over time so your loan keeps working for you — beach walks encouraged.
Tools & Calculators
Work out your numbers with confidence
Quick, trustworthy tools to help you plan — whether you’re buying in Brighton, budgeting, or paying your loan off faster.
Loan repayment calculator
Estimate repayments by amount, rate and term — see how changes affect your budget.
Open calculatorBorrowing power estimator
Get a quick estimate based on income, expenses and debts.
Estimate borrowingExtra repayments
See how paying a bit extra reduces interest and time on your loan.
Calculate savingsStamp duty SA
Estimate upfront costs for a purchase in South Australia.
Estimate costs
Answers you can trust
Brighton questions
Clear friendly answers based on how lenders work and how South Australian programs are applied in Brighton and nearby coastal suburbs.
Can I buy with a smaller deposit
Some lenders accept smaller deposits and there are government‑backed schemes that can help. We will confirm a suitable path for your situation.
How long does pre‑approval last
Many lenders keep a pre‑approval active for around three to four months. We track the dates and refresh details if needed.
Do I contact a bank or use Lendology
We compare many lenders and manage the process end‑to‑end. If a direct bank path is better we will say so.
What upfront costs should I plan for in Brighton
Plan for stamp duty, conveyancing, building and pest inspections, and moving costs. Use our stamp duty calculator for estimates.
Do you help with grants and concessions
Yes. We check eligibility for South Australian programs and handle the paperwork with you.
Can my parents help as guarantors
Family‑supported structures can reduce the cash deposit needed and may help avoid LMI. We will explain risks, protections and suitable lenders.
Do you help after settlement
Yes. We check in over time so your loan keeps working for you in Brighton and along Adelaide’s coastline.
Real stories. Real results
What Adelaide clients say about Lendology
A 5.0 star Google rating built on clear advice, friendly service and outcomes that make a difference.
SM
Sophie M
Jason and Steve made buying our first home so much easier. Clear options, quick responses and genuine care from start to finish.
Verified Google reviewDR
Daniel R
We refinanced and knocked years off our loan. The team did all the legwork and kept us in the loop at every step.
Verified Google reviewPK
Priya K
Professional, responsive and transparent. Lendology found an investment loan that fit our plans perfectly.
Verified Google review
Friendly local support
Talk with an Adelaide broker
We map your options and create a simple plan that fits your goals in Brighton, South Australia.