Home Home Loans Construction Loans
Construction Loans Adelaide

Build your home.
We handle the finance.

Construction loans work differently from standard home loans — and getting them wrong can delay your build or cost you significantly. We manage the process from land purchase through to final drawdown so nothing falls through the cracks.

124 five-star reviews
60+ lenders compared
Free service
5.0 · 124 Reviews
Jason Given and Steve Chin — Lendology mortgage brokers Adelaide
Jason Given & Steve Chin
Your Lendology brokers · Daw Park, Adelaide
Construction loans pay out in stages as your build progresses — getting the structure right from the start matters.
Progressive drawdowns, interest-only periods, and builder contract requirements all need careful coordination with your lender.
Talk to a construction specialist
Why Lendology

What sets us apart

Independent advice, 60+ lenders, and a team that stays with you from first call to settlement.

60+
Lenders compared
Including lenders with the most competitive construction loan products and most flexible drawdown policies.
End-to-end
Full construction support
From land purchase and pre-approval through to progress payments and final drawdown — we manage it all.
Free
Expert advice at no cost
We are paid by the lender at settlement. Your advice and application support costs you nothing.
How it works

How we get you the right loan

Simple, clear, no surprises. Here is what working with Lendology looks like.

1
Understand your build
We review your plans, builder contract, and timeline to find the right lender and structure for your construction project.
2
Secure pre-approval
We get you pre-approved before you sign with your builder so you know exactly what you can spend.
3
Manage drawdowns
As your build progresses, we coordinate progress payment requests with your lender at each stage.
4
Convert to standard loan
Once your build is complete, we arrange conversion to your ongoing home loan — often with a rate review at that point.
Real stories, real results

5.0 from 124 Google reviews

Rated five stars across the board — built on honest advice, genuine care, and outcomes that make a real difference in people's lives.

Verified Google review
"Both Steve and Jason have been amazing. They answered all our questions and linked us with a great conveyancer. Would give ten stars if we could."
TB
Talitha Budd
6 weeks ago · Adelaide, SA
★★★★★
"Refreshing to speak with someone open and honest. Advice tailored to my needs and genuinely in my best interest."
Jess Vogel
3 weeks ago
★★★★★
"Jason's expertise and unwavering support made what could have been a stressful journey feel seamless and manageable."
Dylan Daws
24 weeks ago
124
five-star Google reviews
from happy Adelaide clients
Read all reviews
Why choose us

Adelaide brokers who genuinely care

We are not a call centre. Jason or Steve handles your loan personally from first chat to settlement.

Construction lending experience
We have navigated the complexities of construction lending many times. We know what lenders require and how to keep your project moving.
Builder coordination
We liaise between you, your builder, and the lender to ensure progress payments are made on time and your build stays on schedule.
No surprises
We explain every step of the construction loan process clearly upfront so there are no unexpected delays or costs along the way.
Jason Given and Steve Chin — Lendology mortgage brokers
Meet your Adelaide team

Jason and Steve are here to help

Personalised lending support across Adelaide. Book a chat and we will guide you from first questions to settlement.

Jason Given — Director and Mortgage Broker, Lendology
Jason Given
Director & Mortgage Broker
With a passion for finding solutions and a special interest in complex lending needs, Jason brings expertise and genuine empathy to every client relationship.
Steve Chin — Mortgage Broker, Lendology
Steve Chin
Mortgage Broker
With over 15 years in finance, Steve is known for going above and beyond. His mission has always been to simplify the process and get the best outcome every time.
Lendology office — 562 Goodwood Road, Daw Park Adelaide
Office
562 Goodwood Road, Daw Park SA 5041
Hours
Mon–Wed 9am–7pm · Thu–Fri 9am–5pm
Weekends by appointment
Get directions
Common questions

Frequently asked questions

Straight answers from your Adelaide mortgage brokers.

Instead of receiving the full loan amount upfront, a construction loan releases funds in stages called progress payments or drawdowns. These are paid directly to your builder as each stage of the build is completed and inspected.
Most lenders require a fixed price building contract from a registered builder. We advise you on exactly what documentation is needed before you sign anything with your builder.
Yes — a knockdown rebuild uses the same construction loan process. We structure the loan to cover the existing property purchase or payoff, demolition costs, and the new build.
Your construction loan converts to a standard home loan at completion. This is often a good opportunity to review your rate and structure, and we help you do that as part of the process.
Yes — completely free. We are paid by the lender at settlement. You receive expert construction lending advice and complete application support at no cost.

Ready to break ground?

Book a free chat before you sign with your builder. We will make sure your finance is structured correctly from the start.