Investment Loans Adelaide
Grow your portfolio.
Not your stress.
Investment lending is a different game. The right structure can maximise your borrowing capacity, protect your portfolio, and improve your tax position. The wrong one can limit your next purchase before you even make it.
124 five-star reviews
60+ lenders compared
Free service
5.0 · 124 Reviews
Jason Given & Steve Chin
Your Lendology brokers · Daw Park, Adelaide
Why Lendology
What sets us apart
Independent advice, 60+ lenders, and a team that stays with you from first call to settlement.
60+
Lenders on our panel
Including specialist investment lenders not available directly to the public.
P&I or IO
Structure that suits your strategy
We match your loan structure to your investment goals — whether that is cash flow, capital growth, or both.
Free
Expert advice at no cost
We are paid by the lender at settlement. Your advice, comparison, and application support costs you nothing.
How it works
How we get you the right loan
Simple, clear, no surprises. Here is what working with Lendology looks like.
1
Understand your strategy
We learn your investment goals, timeline, and existing portfolio to find the structure that works hardest for you.
2
Assess your borrowing position
We calculate your serviceability across lenders and identify how to maximise your capacity for current and future purchases.
3
Compare investment lenders
We search lenders with the best investment products — factoring in rate, offset features, and policy flexibility for investors.
4
Structure and settle
We handle the application end to end and ensure your loan is structured to support your next investment move.
Real stories, real results
5.0 from 124 Google reviews
Rated five stars across the board — built on honest advice, genuine care, and outcomes that make a real difference in people's lives.
Verified Google review
"Both Steve and Jason have been amazing. They answered all our questions and linked us with a great conveyancer. Would give ten stars if we could."
TB
Talitha Budd
★★★★★
"Refreshing to speak with someone open and honest. Advice tailored to my needs and genuinely in my best interest."
Jess Vogel
3 weeks ago
★★★★★
"Jason's expertise and unwavering support made what could have been a stressful journey feel seamless and manageable."
Dylan Daws
24 weeks ago
Why choose us
Adelaide brokers who genuinely care
We are not a call centre. Jason or Steve handles your loan personally from first chat to settlement.
Investment lending specialists
Not all brokers understand investment lending. We structure loans to maximise your portfolio growth and protect future borrowing capacity.
Policy knowledge that matters
Lender policies on investment lending differ significantly. We know which lenders treat rental income most favourably for your situation.
Portfolio-level thinking
We look beyond the current purchase. Every loan we structure considers how it affects your ability to buy again.
Meet your Adelaide team
Jason and Steve are here to help
Personalised lending support across Adelaide. Book a chat and we will guide you from first questions to settlement.
Jason Given
Director & Mortgage Broker
With a passion for finding solutions and a special interest in complex lending needs, Jason brings expertise and genuine empathy to every client relationship.
Steve Chin
Mortgage Broker
With over 15 years in finance, Steve is known for going above and beyond. His mission has always been to simplify the process and get the best outcome every time.
Office
562 Goodwood Road, Daw Park SA 5041
Phone
Hours
Mon–Wed 9am–7pm · Thu–Fri 9am–5pm
Weekends by appointment
Weekends by appointment
Common questions
Frequently asked questions
Straight answers from your Adelaide mortgage brokers.
Most lenders require a minimum 10% deposit for investment properties, with 20% needed to avoid LMI. Some lenders allow you to use equity in your existing property as the deposit, removing the need for cash savings.
This depends on your strategy. Interest-only loans reduce your repayments in the short term and can improve cash flow, but you are not reducing the principal. We discuss your goals and recommend the structure that suits your situation.
Yes — if your property has grown in value, you may be able to access that equity as a deposit for an investment purchase without needing cash savings. We calculate your usable equity and structure the borrowing appropriately.
Investment debt is assessed differently by lenders. The structure of your loan — including whether rental income is recognised and at what rate — can significantly affect your ability to borrow again. We structure every investment loan with your next purchase in mind.
Yes — completely free. We are paid by the lender at settlement. You receive expert investment lending advice, full market comparison, and complete application support at no cost.